/* ========== RESET + BASE ========== */
* { margin: 0; padding: 0; box-sizing: border-box; }
body {
  font-family: 'Segoe UI', sans-serif;
  background: linear-gradient(135deg, #1a1f29, #13161d);
  color: #f8f8f8;
  overflow-x: hidden;
  line-height: 1.8;
}
a { text-decoration: none; color: inherit; }

/* ========== SITE NAV ========== */
.site-nav{background:rgba(0,0,0,0.55);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,0.07);position:sticky;top:0;z-index:100;padding:0 20px}
.site-nav .inner{max-width:1200px;margin:auto;display:flex;align-items:center;justify-content:space-between;height:60px}
.site-nav .logo{font-size:1.3rem;font-weight:700;color:#feca57;letter-spacing:1px}
.site-nav .logo span{color:#fff}
.nav-links{display:flex;gap:20px;list-style:none}
.nav-links a{color:#ccc;font-size:.95rem;transition:.2s}
.nav-links a:hover{color:#feca57}
.nav-links a.nav-cta{color:#feca57;font-weight:700}
@media(max-width:600px){.nav-links{display:none}}

/* ========== BUTTON (base) ========== */
.btn{display:inline-block;background:#feca57;color:#000;font-weight:700;padding:14px 36px;border-radius:50px;transition:all .3s;box-shadow:0 4px 18px rgba(254,202,87,0.45);font-size:1.05rem}
.btn:hover{background:#f6b93b;box-shadow:0 6px 22px rgba(254,202,87,0.7);transform:translateY(-2px);text-decoration:none}

/* ========== SITE FOOTER ========== */
.site-footer{background:rgba(0,0,0,0.4);border-top:1px solid rgba(255,255,255,0.07);padding:40px 20px;text-align:center}
.site-footer .footer-links{display:flex;flex-wrap:wrap;justify-content:center;gap:14px;margin-bottom:16px}
.site-footer .footer-links a{color:#888;font-size:.9rem}
.site-footer .footer-links a:hover{color:#feca57}
.site-footer p{color:#555;font-size:.85rem}

/* ========== ARTICLE / BANK PAGES ========== */
.page-hero{padding:70px 20px 50px;text-align:center;background:linear-gradient(180deg,rgba(254,202,87,.07) 0%,transparent 100%);border-bottom:1px solid rgba(255,255,255,0.06)}
.page-hero .tag{display:inline-block;background:rgba(254,202,87,.15);color:#feca57;font-size:.8rem;font-weight:600;letter-spacing:1px;text-transform:uppercase;padding:4px 14px;border-radius:20px;margin-bottom:16px}
.page-hero h1{font-size:2.4rem;color:#fff;max-width:800px;margin:0 auto 16px;line-height:1.3}
.page-hero .meta{color:#888;font-size:.9rem}
.page-hero .meta a{color:#feca57}
.article-wrap{max-width:860px;margin:auto;padding:50px 20px 80px}
.article-wrap h2{font-size:1.75rem;color:#feca57;margin:44px 0 16px;padding-bottom:8px;border-bottom:1px solid rgba(254,202,87,.2)}
.article-wrap h3{font-size:1.25rem;color:#f0c040;margin:32px 0 12px}
.article-wrap p{color:#ccc;font-size:1.05rem;margin-bottom:18px;line-height:1.9}
.article-wrap strong{color:#f8f8f8}
.article-wrap a{color:#feca57}
.article-wrap a:hover{text-decoration:underline}
.article-wrap ul,.article-wrap ol{color:#ccc;padding-left:24px;margin-bottom:18px}
.article-wrap li{margin-bottom:8px;line-height:1.8}
.article-img{width:100%;max-width:680px;border-radius:16px;margin:28px auto;display:block;box-shadow:0 8px 30px rgba(0,0,0,0.5);border:1px solid rgba(255,255,255,0.07)}
.highlight-box{background:rgba(254,202,87,.07);border-left:4px solid #feca57;border-radius:8px;padding:20px 24px;margin:24px 0}
.highlight-box p{margin:0;color:#ddd}
.cta-block{text-align:center;padding:40px 20px;background:rgba(255,255,255,0.03);border-radius:16px;margin:40px 0}
.cta-block .cta-lead{color:#ccc;margin-bottom:20px;font-size:1.1rem}
.related-posts{background:rgba(255,255,255,0.03);border:1px solid rgba(255,255,255,0.08);border-radius:16px;padding:32px;margin-top:50px}
.related-posts h3{color:#feca57;font-size:1.2rem;margin-bottom:18px}
.related-posts ul{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:10px}
.related-posts li a{color:#ccc;font-size:.95rem;display:block;padding:8px 12px;border-radius:8px;border:1px solid rgba(255,255,255,0.06);transition:.2s}
.related-posts li a:hover{color:#feca57;border-color:rgba(254,202,87,.3);text-decoration:none;background:rgba(254,202,87,.05)}

/* ========== HOMEPAGE ========== */
.container{max-width:1200px;margin:auto;padding:60px 20px}
.section-title{font-size:2.5rem;text-align:center;margin-bottom:50px;color:#feca57}
header{padding:100px 20px;text-align:center;background:url('https://images.unsplash.com/photo-1542744173-8e7e53415bb0?auto=format&fit=crop&w=1400&q=80') no-repeat center;background-size:cover;position:relative}
header::before{content:'';position:absolute;inset:0;background:rgba(0,0,0,0.6);backdrop-filter:blur(3px)}
header .content{position:relative;z-index:1}
header h1{font-size:3.5rem;color:#fff;margin-bottom:15px}
header p{font-size:1.2rem;color:#ccc;margin-bottom:30px}
.features{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:30px}
.feature-box{background:rgba(255,255,255,0.05);border-radius:16px;padding:30px;text-align:center;backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,0.08);box-shadow:0 0 15px rgba(0,0,0,0.2);transition:0.3s}
.feature-box:hover{transform:translateY(-6px)}
.feature-box h3{color:#feca57;margin-bottom:10px}
.gallery{display:flex;gap:20px;justify-content:center;flex-wrap:wrap}
.gallery img{width:320px;border-radius:16px;transition:0.3s ease;box-shadow:0 0 15px rgba(0,0,0,0.3)}
.gallery img:hover{transform:scale(1.03)}
.steps{max-width:700px;margin:auto;font-size:1.1rem}
.steps li{margin-bottom:16px}
.seo-content{max-width:900px;margin:auto;padding:60px 20px}
.seo-content h2{font-size:2rem;color:#feca57;margin-bottom:20px}
.seo-content h3{font-size:1.4rem;color:#f0c040;margin:30px 0 12px}
.seo-content p{color:#ccc;font-size:1.05rem;margin-bottom:16px;line-height:1.8}
.seo-content ul{color:#ccc;padding-left:24px;margin-bottom:16px}
.seo-content ul li{margin-bottom:8px}
.contact{text-align:center;background:rgba(255,255,255,0.03);border-top:1px solid rgba(255,255,255,0.08);padding:60px 20px}
.contact h2{margin-bottom:20px;font-size:2rem;color:#feca57}
.contact .lead-text{text-align:center;max-width:800px;margin:auto;font-size:1.1rem;color:#ccc}
.contact .btn-contact{margin-top:20px}
.btn-group{display:flex;flex-direction:column;gap:16px;align-items:center}
@media(max-width:768px){header h1{font-size:2.2rem}.section-title{font-size:1.8rem}}